Saving Money Hacks

How Do You Save Money with the Envelope System?

You’ve probably heard about the Cash Envelope System. It is a tried-and-true method to help you get practical and sticking to your budget. But how do you save money using the envelope system? Read on to learn about this pragmatic and straightforward system for staying on budget.     How Do You Save Money with the Envelope System?   How

30 Day Money Saving Challenge

Let’s be honest, sometimes it’s necessary to come up with money quickly, especially when you vow not to accumulate new debt on credit cards. Enter: the 30 Day Challenge to Save Money! I love this because it’s a quick way to get $500 in cash within 30 days that REALLY WORKS!      30-Day Money Saving Challenge:   Maybe you

How Much Money Should You Be Saving At Your Age?

It’s some cryptic math that we feel like we should have all the answers for. How much money should you be saving at your age? Whether you’re in your 20s and embarking on adult life, in your 30s and achieving benchmarks, or in your 40s and hoping to reach your goals “in time,” it can be hard to gauge whether

How to Save $1,000 Fast

The first step to getting out of debt is building your emergency fund. There’s a reason why this is common wisdom in the world of personal finance. Learning how to save $1,000 fast can help to lower your financial anxiety and build your confidence. It’s so critical because an emergency fund will take the hit when you get a flat

How an Alexa Can Help You Save Money

In this article, I’ll share with you some of my favorite tips for how you can use an Alexa to help save you money on regular household costs. Amazon’s Alexa technology can help to simplify many areas of your life. From automating home appliances to tracking your personal calendar and making online purchases, this digital assistant can help you save

Costco Best Buys

If you’ve been trying to budget some of your household and grocery spending, you may have started shopping at warehouse stores like Costco. There is such a variety, from baked goods to engagement rings to tires! So have you ever wondered what are some of the Costco best buys?   Over the past several years I have become a pro

How to get Free Coupons by Mail

Since I started teaching others about debt-free and frugal living, I get a lot of inquires asking for free coupons. I do not provide free coupons myself, but I decided to write up a blog post to explain the many ways how to get free coupons by mail. Once you know where to look, when, and how to request them,

How to shop at JCPenney on Black Friday

As you start setting up your Black Friday Budget, JCPenney is a store you don’t want to miss! Even though many of their stores have been closing down across the nation, there are still thousands open. I have one of the rare stand alone stores (not on a shopping mall) in my home town, which I shop at every single

List of Senior Discounts – Over 100 Senior Discounts !

So many places offer discounts to seniors, but sometimes the details can be a bit hard to pin down.  The best rule of thumb is to always ask if a senior discount is offered!  Some places will even match a discount even if they don’t offer one themselves.  This article is packed with some of the best discounts available at a variety

How to Save on Christmas Shopping

I know we haven’t even gotten through Halloween yet, so it might seem crazy to start talking about Christmas shipping. But you know, once Halloween hits, Thanksgiving and Christmas seem to be right behind. Since this has been such a crazy year, trends are showing people are more eager to enjoy the comfort and celebration of holidays this year, but

Christmas on a Budget

If you celebrate Christmas in your family, you know it can be an expensive holiday. Between giving gifts to family, friends, maybe coworkers or service providers, decorating, baking, and attending parties that might require special outfits and babysitters. . . sometimes this can be over thousands of dollars. Yikes! I don’t know about you, but many people can’t afford that

Sephora Shopping Hacks

I don’t know about you, but I love going into my local Sephora.  For me, even walking in the door is an experience. I feel welcomed, empowered, and I’m instantly in the mood to buy products that make me feel and look fantastic. Many of you are probably the same: Sephora is currently the #1 specialty beauty retailer in the

How to Get a Free Netflix Account PLUS 15 Other Netflix Hacks

I love Netflix, and since everything shut down in March of this year following the Covid-19 quarantine, more than ever, my family and I have been leaning on our Netflix subscription.  The title of this blog post is how to get a Free Netflix Account – so you may be wondering how to do that. Now that the winter months

How to Lower Your Cell Phone Bill

Are you considering lowering your cell phone bill? Maybe you haven’t done it because you don’t know how to lower your phone bill. When money is tight (or you want to free up cash to spend on other things), most people start with their food budget. I’m a big advocate for spending less on groceries, but that isn’t the only

So you “Cut the Cord”… Here are 10 Great Alternatives to Cable

We live in a great day and age where we can watch television anywhere we want. There are SO MANY options out there outside of paying the enormous cable bill, so today I want to share my favorite alternatives to cable. When I started learning how to budget, cutting my cable was the first expense I had to let go. It

ULTA Savings Hacks – 23 Tips and Tricks to save Hundreds of $$ at ULTA

Who says beauty products have to be expensive? With the deep discounts and amazing ULTA coupons, I know SO many ultra savings hacks! Cashing in on deals is a snap.It took me years to figure out some of these ulta saving hacks. I’m so excited to share some of my favorite ways to save money on beauty with you. I

How to Save on Electric Bill – Easy Changes for HUGE Savings!

With so many fun ways to spend your money, the last thing you want to do is waste it on an overpriced electric or gas bill. Think about it: If you could spend less on your electric bill, what would you do with that extra money? Today we are going to talk about how to save on electric bill and

How to Save on Your Phone Bill

Remember a time when everyone didn’t have cell phones? Depending on your age, it might be really easy to think back to that time. Maybe you’d like to go back to then? Maybe the idea makes your cringe? Either way, it appears that cell phones are here to stay and it’s a bill we all have to include in our

How to Save Money on Back to School Shopping

Being a mom with kids in school is hard work! Even when school’s out for the summer, the job doesn’t end. Before you know it, Fall is right around the corner and it’s time to shop for back to school. There are usually different school supply lists to work off of, clothing to be purchased, and it can get SO

How to save on auto insurance – 3 Easy Ways to Save BIG!

We all need insurance on our cars and home, but how often do we consider the bill we are paying? Perhaps we get upset every time our auto insurance payment goes up, but homeowners insurance is often built into the escrow payment on our home, so we might not know exactly what it is. If you haven’t been actively managing

How do you save on Meat and Produce at the Grocery Store?

One question I am asked on a regular basis is, “How do I save on meat and produce at the grocery store?” I understand! Meat and produce can be quite expensive and rack up your grocery bill every week. If you think about it, it is kind of unfortunate that the healthiest and most natural foods are the most expensive

Impulse Buying: 5 FUN Ways You Can Avoid Spontaneous Spending

You may have read my article revealing I am a Recovering Spender. I know I am not alone. There are countless recovering spenders out there that struggle with impulse buying. I’ve even been known to spend too much from time to time. Let’s face it: spending is fun. And sometimes, it can be even more fun to make spontaneous purchases. So

DirectTV Now Review – What is DIRECTV NOW and How Does it Work

I had a lot of you asking for a DirectTV Now Review, so I put this article together to help you navigate this awesome program! Now called AT&T TV Now. It sure seems like Cable TV is on the run with all of the cheaper and more flexible alternatives to cable there are. Well, one of the newer kids on

Ten ways to Save Money on Auto Repair

Nothing can be more frustrating than writing a huge check for a car repair, so learning how to save money on auto repair is crucial! As we all know, car repairs can be quite expensive and drain your wallet in no time. But luckily, you don’t always have to suffer. There are plenty of precautions you can take with your

How to Barter: Creative Tips to Get What You Want Without Money

Mary is a single mom to two very active boys. She works two jobs just to make ends meet. When her children expressed an interest in music lessons, Mary’s first inclination was to say, “I’m sorry. That’s not in the budget.” When you are living on a strict budget, like Mary, extras like music lessons, a gym membership, or regular

8 Ways to get the BEST Deal on Internet

As we examine our budget this month and look for places where we can save money, we turn to our internet bill. It seems there is just no way to avoid paying for internet in our homes. We are becoming a deeply connected society and for many of us, the simple idea of going without internet causes anxiety. If you

15 Ways to CRUSH your Utility Bills

It can be SO Easy to save on your utility bill. Follow these 15 Ways and you will save Hundreds! Many require no upfront cost!

10 Ways Saving Money Can Make you Rich

Have you ever looked at your bank account and wonder where it all went? You had a budget, you thought you were sticking to it, and yet still you end up running low. Often times we spend more money than we need to on unnecessary expenses or ‘luxuries’, but getting rid of those expenses we become richer. Often what hurts

11 Simple Household Hacks to Save You Hundreds!

Ok, I know what you’re thinking, you don’t want to save pennies, you want to save dollars. Don’t we all?! But the reality is that pennies add up to dollars and every penny counts. These are a few easy things you can do around your house, with little money or effort up front, and over time see the benefits of

7 Awesome Ways to Save on Gas

Gas prices fluctuate, but there are some things you can do in high times and low to save gas.  These seven simple ways to save on gas will save you money and even a little time. 1. Order Your Errands Based on Driving Path Arrange the order of your errands based on a map and traffic schedule.  Avoid idling your engine

How to Research Before You Buy + Tips on Negotiating the Best Price

When you are working within a budget or simply want to save money, it is important that you think about each and every one of your purchases. Impulse purchases can destroy your carefully-crafted budget. With these simple ways to save on purchases you can be sure that no matter what you are buying you are getting the very best deal possible.

How to travel to Disney for FREE!

This is a guest post from Brad Barrett. He is a Certified Public Accountant, husband, and father to two lovely little girls.  He is an avid traveler and through his site RichmondSavers.com he helps teach people to travel the world using rewards miles and points.   ********************************************** My wife and I absolutely love to travel, but as I’m sure you

Shocked by your Recent Electric Bill? Me too.

If you live in the Northeast, have you looked at your most recent utility bill?  I used to have a cheap energy supplier, but that seemed to change overnight.  I heard in the news that the price of electricity was increasing dramatically for some customers, and I guess I was hoping that we weren’t one of them.  Well, I was

How to negotiate cable prices {like a pro}

Are you wondering how to negotiate cable prices?  Sick of paying too much for cable? My friends have called me the cable negotiating guru, because I know how to negotiate them down so I never have to pay full price. How to Negotiate Cable Prices Is your cable bill one of the largest bills in your monthly budget?  If so, I

Saving money on Family vacations

Taking a vacation with the family doesn’t have to break your bank.  There are many ways to take a wonderful trip and still stay within the budget.  Here are some ideas that my family has found helpful. When planning a trip, first choose your destination.  It helps if you are flexible on dates or locations.  You can also read my

How to Save Money at Disneyland

Disneyland is said to be the most magical place on Earth, but how do you save money at Disneyland you may ask? The rides, the food, the landscaping, the shows, fireworks, parades, they are all top of the line and created to amuse the child in all of us! Disney does it right when it comes to entertaining their guests,

Walmart vs. Target – which one is cheaper?

Have you ever wondered which store was cheaper?  Walmart or Target? Today I am going to take your through both stores to compare the exact same products, we will see through this in depth look which store really is less expensive!  Keep in mind that prices vary per city, so this is just a general look at the price comparison

How to Save over 50% on Propane for Grilling

Did you fire up your grill this weekend only to find an empty propane tank? BBQ grilling suddenly became more frustrating when you had to run out to get a propane tank refill!  And you would most likely use the tank exchanges at Lowes or Home Depot. As I’m sure you are aware, it works like this… you exchange your

How to protect and repair power cords

This is a sponsored post written by me on behalf of sugru. I am always ruining my power cords to my computers!  It may have something to do with the fact that I work on my couch most days with kids jumping all over my lap, or the fact that I travel so frequently and always have my power cords

Can You Save on Healthcare this year?

  *** Updates – wow, since I posted this summary of the Affordable Care Act almost 3 months ago, quite a bit has changed.  Firstly, today is the “deadline” to sign up for health insurance if you don’t have it through your employer.  Note that I put deadline in quotes… why?  Because the March 31 deadline has been extended, sort

How are you saving on energy this winter?

  I’ll let you in on a little secret – Lauren is very frugal… but not with everything.  In winter, she wants a warm house and is willing to pay for it.  But this year, it has been so cold that I finally convinced her to turn the thermostat down!  From 71 to 70… a whole degree! There are many

Save on Grilling – Fill up your Propane Tank vs. Exchange

  Every spring, I am so excited to start grilling again.  I use both charcoal and gas, but for most things, using gas is just easier.  If you use a propane tank to fuel your grill, you most likely have used the tank exchanges at Lowes or Home Depot.  As I’m sure you are aware, it works like this… you

How to save on gasoline

We always seem to be looking for more efficient ways to operate our cars. Part of saving money on our cars is watching our gasoline usage, so how do we save on gasoline? Making sure we do everything we possibly can to operate and maintain our vehicles so they use as little fuel as possible and give us the most

How to save money while on vacation

Family vacations are a great way for a family to bond and enjoy some down time together. And in order to enjoy your vacation and feel the peace you deserve, you shouldn’t be worried about the money you are spending! If you’ve been wanting to save money while on a vacation, and enjoy the family vacation of your dreams, you

How to save money at the airlines – 10 tips on how to save money while flying.

Air travel seems to be becoming more and more expensive, so how can we save money on the airlines? For a few years it seemed as though the cost of airfare was going down, but lately more people have been opting to drive to their destination instead of flying because the costs have become so inflated. But savvy travelers know

10 Ways to Save Money on a Cruise

Everyone knows that cruises have a very rich and luxurious look and feel, butt there are still ways to save money on a cruise. The truth is there are many ways to enjoy a cruise with all of the bells and whistles, even if you are on a shoes string budget! If you have wanted to learn how to save