How to Save on Prescription Medication

Published on April 23, 2021 by Lauren

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  • I recently had some readers reach out to me and ask about prescription medications. As they were creating a budget and looking for ways to manage monthly expenses, they realized the amount they were spending at the pharmacy was several hundred a month! And they felt under pressure to use their credit cards in order to get by because there simply wasn’t enough cash on hand. So they wanted real answers about how to save on prescription medication. 


    How to Save on Prescription Medication



    A recent article indicated the average American spent an average of $1200 a year on prescription drugs, and those with a serious illness, like cancer, spent over $10,000!  I know my son’s friend has an EpiPen and they are over $600 for a two-pack. With many Americans underemployed or unemployed, what are they supposed to do when it comes to their medications?

    How to Save on Prescription Medication

    We’ve talked about how to save money on your healthcare coverage and the other options for health care coverage, but one area where I was having problems saving money was on my medications.

    I have a thyroid condition so I need to take a medicine called Synthroid every month, when I had traditional health care coverage I was paying $35.00 per month for this one medication and another $10.00 for another medication I am on.  Since I don’t have coverage to help cover medications anymore, I have been paying almost $120.00 per month out-of-pocket for my medications. Before canceling my insurance,  I called around to all of the local pharmacies and compared prices. I found the stores that had the lowest prices, and I was still paying that much!

    How do you get medication if you can’t afford it?

    Last month I found out from a friend about this website called   After entering in my information I found out that I could get the same exact medications through Good Rx for only $41.00 out of pocket.   That is a savings of almost $80.00 per month, which is HUGE for me!

    How to Save on Prescription Medication

    It is super simple to use, just go to and type in your prescription and zip code.

    How to Save on Prescription Medication

    You will then see where you can find your prescriptions in your area, along with the prices.  I found out that I could get my prescription for $34.74 at Walmart, which was LESS money than what I was paying under my traditional health insurance!

    You have to print off the coupon they provide and bring it with you to the pharmacy, or you can also request a GoodRx card to put in your wallet which will work the same way as the coupon does. You then re-use this coupon every month for the same savings!

    Reader Cathy shared this with me after I gave her this tip:

    “OMG! I’m blown away with what you’ve shared with me! says Walgreens sells my Rx for $78!! I’ve been paying $240 with my Bronze HDHP!! (which costs $830 mo).

    What is the best prescription drug discount card?

    It’s hard to quantify which is the “best” prescription drug discount card, because each has unique benefits. You have to decide which is most important to you.  Some of the more popular cards available now are

      • ScriptSaveWellRx helps you save an average of 65% at over 65,000 nationwide pharmacies
      • BlinkHealth helps you find the lowest price and helps you get a prescription with pick up and delivery options
      • SingleCare offers discounts on over 10,000 prescriptions up to 80% with some home delivery options
      • DiscountDrugNetwork boasts up to 85% off your medications
      • AmericasPharmacy helps you save up to 80% on your medications with no enrollment fees
      • GoodRx offers savings of up to 80% on popular medications

    There are many more prescription drug discount cards popping up on the internet each day, so I may have missed some here. Most seem to work the same way and offer many of the same benefits.

    I have also known readers to have more than one discount card and they “shop around” for the best price since it’s different with each carrier.

    What is the catch with GoodRx?

    I pride myself on being pretty savvy with the information I share with my readers. I couldn’t find anything unsavory about using GoodRx as a way of how to save on prescription medication. They make their money through advertising and referral fees, and that’s how they are able to pass on savings to you as the consumer.

    GoodRx promises a tight privacy policy and they don’t sell or share yours in order to provide discounts.


    • Prescription drug costs continue to rise with the average American spending $1200 each year on medications; this can become a significant part of a budget especially for people on a limited income.
    • Prescription Discount Cards are available to help offset the cost of many brand-name and generic drugs at national and local pharmacies.
    • The cards can be found online in web browsers and through the app stores, or you may be able to pick them up at your doctor’s office! Simply follow the steps on the card like typing in the name of your medication and your zip code; you’ll get results of where your medication can be found the cheapest.
    • These cards make money through referrals and advertisements NOT through selling any of your personal information, so they are safe for you to use.

    You May Also Like:

    3 Must-Have Things for Your Medicine Cabinet

    Health Sharing Programs: The Complete Guide to Medical Cost Sharing

    An Alternative to Healthcare – 3 Christian Healthcare Sharing Ministries




  • Another way to save money is straight from the manufacturer of the drug. I always see if they have a copay card or instant coupon which has saved me a ton in brand medication prices. I just google the brand name of the script and find the manufacturer and then go to their site. So easy. I have literally saved thousands on very expensive drugs.

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